Kohls - KOHL's Will damage your credit record for 20 dlls
New Reviewer
40 comments
I was a KOHLS customer for more than 4 years and never missed a payment when there was a balance in my charge-card. Back in Jan 2008 I missplaced the bill for Dec and missed the payment for the minimum of 20 dlls.
My total balance in my charge card was 85.00. I just opened my credit report a few weeks ago and noticed that KOHLS has hurt my credit hrecord for missing the minimum payment of 20.00...
that pissed me off. Be aware consumers of KOHLS lending practices, they can ruin your credit history for 1.00
Location: Sherman Oaks, California
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Khol's did not ruin your credit, you did when you failed to make your payment.
yes I have same exprience
So you missed a payment and when Kohls reported you to a credit report bureau, suddenly they are the bad guy. That's some logic right there.
"I failed to repay Kohls money I owed them!
Now they're out telling people I didn't repay money I owed them! The nerve!"
I guess you can't read and you have never miss
placed a bill or been late in any payment. The point is...
do you think anyone would want to miss a 20 dolls payment and have their credit damaged? Please read and understand what you read this time.
I read just fine. Doesn't matter if it's $20 or $1.
A missed payment means the creditor has every right to report that to a credit bureau.
I have missed a credit card payment, but I don't whine about it or the hit to my credit score like it's someone else's fault. I suck it up like an adult.
You do know that since you're not habitual at non-payment, you could have simply called Kohl's charge and they would have remedied the situation?? It's really quite simple.
EMPLOYEES SUCH AS LOGIC SHOULD STOP POSTING IT JUST LOOKS BAD FOR kohls.
SO MANY DISTURBED EMPLOYEES POSTING logic get a life. KOHLS WOULD BE A BETTER COMPANY IF THEY FIRED YOU .
BUT THEY WON'T YOU ARE EXACTLY WHAT THEY WANT.
SOMEONE THAT CAN' THINK.
Disturbing how? Because I can put two and two together and actually think, unlike you?
Sorry but how do you even know I work there? Frankly, thats quite disturbing. Never stated that I did, I just happened to know how capitalism and businesses work. By the way, its sucks.
Im guessing your what 15? Stay in school kid, half the gibberish your wrote is nonsense :roll
You are disturbed to be on attacking customers experieences!! D
Isn't logic a customers to? Get real your jus pissy cause you didn't get your way. Get freaking eduacated your response is lacking and thoughtless logic is mor so attacking idiotic *** such as yourself cause your too lazy to read and get with the times
Sounds like they can at least think! Unlike you, I'm guessing your have this entitlement mentality.
Get off the welfare and get a real job. Everything in life isn't free. Thats not how it works ***!
By the ways Kohls cash isn't real money. Get off your high freaking horse.
For 31 years I have had excellent credit. Due to my stressful job and family obligations it's easy for me to forget to make a payment, so I put all my bills on autopay, except for one.
Kohls doesn't allow it. During a particularly difficult time I was late on a $25.00 payment, and they reported me to the credit bureau. My score decreased over 100 points. After complete disbelief, now anger has set in.
I cannot believe this company ruined my credit over such a small missed payment. They are horrible, and had they allowed me to set up autopay this NEVER would have happened.
I have been employed at the same place for over 30 years and earn a good salary so I can afford to pay my bills AND I have always paid my bills. I have lost all respect for a store that I used to think was the best.
Kohl's didn't ruin your credit, you did. You didn't pay your bill. If you can't remember to pay bills, don't use credit cards.
Lynn, I hope you never have to deal with the death of a grandchild. Thank you for your kind reply.
Silly me, I didn't see anywhere in your comment that a grandchild died. I guess I should have read your mind as you expected Kohl's to somehow know you had a loss in your family. Please accept my condolences on your loss.
Shut up lynn...the store has no repect fro consumers...
*for you have no respect for the english language. Shame on you!
I don't need to be articulated or show off how intelligent I am in front of people like you Logic and lynn. I speak 4 languages fluently and sometimes I get mixed up.
Thank for for your well thought out response. It certainly added a lot to the conversation.